1st Commercial Credit

Guide Score: 14/100

Factoring Company in Houston, Texas

Verified April 18, 2026

Founded in 2002 and now 7 members strong, 1st Commercial Credit is an leading accounting firm in Houston, TX. The team holds professional credentials including insured. Reach them at 2816459915 or email raul@1stcommercialcredit.com. Visit their website to learn more about their work. Located at 700 Milam St Ste 1300. Led by for business, raul Esqueda is the Founder and President of 1st Commercial Credit, LLC, an Austin-based leader in invoice factoring and asset-based lending since its inception on September 23, 2002. With over 25 years of experience in receivables-based financing, Raul has provided more than $5 billion in debt-free working capital to over 3,800 businesses across sectors including trucking, staffing, manufacturing, importing, and professional services. Raised in El Paso, Texas, Raul began his career at Auto Body Supply (1984–1999), where he managed inventory and sales while pioneering equipment leasing for collision repair tools. In 1999, he transitioned into equipment leasing and invoice factoring brokerage, laying the groundwork for launching 1st Commercial Credit. In addition to his financing ventures, Raul is the founder of MyBizPad, a trademarked software platform that streamlines the invoice submission process by merging documentation for factoring requests, further enhancing operational efficien Their motto: "Factoring Company in Houston, Texas" Professional credentials include Insured. Located at 700 Milam St Ste 1300. Reach them at 2816459915.

How We Scored 1st Commercial Credit

Google Rating
N/A/5 → 0/25 pts
Review Volume
0 reviews → 0/15 pts
Credentials
Insured → 0/20 pts
Press Recognition
0 mentions → 0/15 pts
Web Presence
7/10 pts
Experience
24 years → 0/10 pts
Profile Completeness
7/5 pts

Key facts

Founded
2002
Managing Partner
for business
Team size
7
Based in
Houston, TX
Address
700 Milam St Ste 1300
Website
Phone
2816459915
Email
raul@1stcommercialcredit.com
Certifications
  • Insured

Frequently asked questions

What services does 1st Commercial Credit offer?
1st Commercial Credit's specific services are not yet catalogued in our directory. Review the firm's website at https://www.1stcommercialcredit.com/locations/houston-tx-texas/ or contact the firm directly for their current service offerings.
What credentials does 1st Commercial Credit hold?
1st Commercial Credit holds the following credentials: Insured. These are verified against public professional registries.
Where is 1st Commercial Credit located and what areas do they serve?
1st Commercial Credit is based in Houston, TX. Their broader service area is not published; confirm with the firm before engaging for work outside the metro.
How do I contact 1st Commercial Credit?
To engage 1st Commercial Credit: Visit https://www.1stcommercialcredit.com/locations/houston-tx-texas/ to review their services, or call 2816459915, or email raul@1stcommercialcredit.com. Most firms ask about the scope of services needed, timeline, and budget range before scheduling a consultation.